About Latent Defects Insurance Cost
What UK latent defects cover is priced on, and why it must be arranged before you build
What is on this site
One question, "latent defects insurance cost", answered with a quote form that works on the page with no account, 3 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- Why latent defects cover has to be arranged before you build: This cover is underwritten alongside construction. Applying late costs more, and applying at completion often means no cover is available at all.
- Latent defects, contract works, professional indemnity: which is which: Four covers on a development do different jobs at different times. Where each starts and stops, and the gaps between them.
- What to ask a latent defects provider before you commit: Sum insured basis, cover period start, retained structure exclusions and whether damage is required. The questions that decide a claim years later.
Reach us
Contact for a question about the site, or enquiries@latentdefectsinsurancecost.co.uk. The legal terms are on Terms and Privacy.
Latent Defects Insurance Cost is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are not an insurer or a broker. We do not advise, arrange or recommend any policy, cover or provider: we introduce you to brokers and providers by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes the premium you are quoted. Nothing here is insurance, legal or construction advice. No premium is published on this site because latent defects cover is rated individually on value, construction type, unit mix, track record and inspection. Cover periods are given as the typical market range rather than as a rule; the period is a term of whichever policy you buy. Building control and building safety duties are separate statutory matters from insurance and are for your own advisers. Check any broker or provider on the FCA's Financial Services Register before paying anything.